Casten

Open an account, verify your profile, and start building a credit portfolio in minutes. Begin by selecting the themes and risk bands you want—such as receivables finance from high-performing fintech originators in specific regions—and review each originator’s data room. You can inspect loan tapes, collection curves, vintage performance, loss mitigation policies, and collateral documentation before committing capital. Fund via your preferred method, set a target allocation per originator, and choose auto-reinvest or scheduled distributions so cash doesn’t sit idle.

Construct your allocations with rules that match your mandate. Cap exposure by geography, sector, currency, tenor, or loss rate thresholds. Use stress tools to test downside cases, then lock guardrails so new draws obey your limits. Each investment is backed by documented collateral held outside blockchain systems and tied to enforceable agreements, so you gain access to real economy credit without tying outcomes to crypto market swings. A live dashboard tracks utilization, delinquencies, recoveries, and net yields; set alerts for covenant breaches, aging buckets, and roll rates so you can rebalance quickly.

Make reporting painless. Export position-level cash flows, accrual schedules, and fee breakdowns to your accounting or treasury stack. Generate period statements with realized/expected returns, charge-offs, and reserves; download compliance packs with legal documents and servicing reports. Use role-based access to keep investment committees, analysts, and ops aligned, and connect via API to automate data pulls, reconcile balances, and power internal models. For currency management, view exposure by denomination and settle distributions according to your treasury policy.

If you’re a fintech originator, onboard by submitting your underwriting framework, servicing workflow, and historical pool performance. Sync your servicing system to deliver standardized reporting, request drawdowns against agreed limits, and share updates with investors through a structured channel. Typical investor workflows include a corporate treasury allocating a slice of cash to short-duration receivables, a family office diversifying into privately originated credit with transparent collateral, or an impact-focused manager channeling capital to lenders serving very small and mid-sized enterprises in emerging markets. In every case, the platform helps you move from diligence to deployment to monitoring with clear controls and measurable outcomes.